Purchase order financing/funding provides capital to pay suppliers upfront for verified purchase orders. If a supplier is not willing to provide payment terms to the client, the client will use a PO lender to finance the transaction. PO funding cannot be used to purchase inventory (to sell at a later date). The PO lender requires cash at delivery to the end customer OR it will require that the client use AR funding. PO funding can take a couple weeks or longer to set-up, especially if there are international letters of credit. The lender will ask for aging reports (if available), customer and supplier address list, sample of a transaction which includes a copy of the contract, purchase/work order, proof of delivery/service.